Christian Pfalzgraf

Senior Business Expert - Cards, New Payments & Transactions @Commerzbank

Dreieich, Hesse, Germany

About

Product strategist with a hands-on mentality throughout the entire product lifecycle with more than 10 years of experience with digital financial products at international banks and IT service providers. In customer-centred product development, he takes into account trends as well as compliance requirements and presents to both customers and top management. His analytical background enables him to summarise complex issues in a comprehensible way and to provide economic arguments for innovations and the required investments.

Experience

  • Senior Business Expert - Cards, New Payments & Transactions at Commerzbank AG
    Jan 2025 - Present · 1 yr 6 mos

  • Global Product Manager - Issuing Processing at Worldline Financial Services
    Apr 2019 - Dec 2024 · 5 yrs 9 mos

    IT Service Provider

  • Business Consultant at Aareal First Financial Solutions AG
    Oct 2017 - Mar 2019 · 1 yr 6 mos

  • Santander Deutschland (Frankfurt am Main, Hesse, Germany)
    • Product Manager
      Feb 2015 - Sep 2017 · 2 yrs 8 mos

      Core Retail Products (Cards & Cross Sell)

    • Controller
      Apr 2012 - Feb 2015 · 2 yrs 11 mos

      Sales Controlling & Analysis

  • Project Manager at Santander España
    Sep 2016 - Nov 2016 · 3 mos

    Cards, Innovation & Digitization