Lija, Malta
Finance professional who specialises in the design and implementation of internal controls, performance management systems, financial modelling and process optimisation. Being equipped with both accounting and technical IT backgrounds, I develop, automate and improve financial processes. Consistently demonstrates drive and enthusiasm, to both learn and achieve. Resourceful and commercially aware with an ability to recognize, analyze and interpret diverse information and formulate recommendations. Experienced in B2B commercial payments, consumer payments, tokenisation, virtual accounts, payments’ optimization, interchange economics, alternative payments methods, card processing platforms, authorization and clearing settlement services, fraud and dispute management and card network products. I have acquired strong understanding of operating rules, regulations and key contracting terms related to payment processing.
Finance teams today must interact with multiple financial institutions to get tailored products when operating cross-border. This is resulting in having to manage treasury across different financial institutions, undergoing repetitive onboarding processes besides slowing down the reconciliation process. Fyorin's solution solves this problem. It developed a payments and financial operations platform that automates and monetizes the money flow for a business, across a curated network of financial institutions. Cutting 90% of the manual workaround payment operations, so finance teams remain the same size as business scales. From one platform and onboarding process, finance teams would be able to access tailored products across multi-banks, on point of need. Fyorin also connects with accounting solutions to automate the receivables and payables. The USP of Fyorin is that it enables financial institutions to offer a Fintech-like solution to their community of businesses, through a white-label solution. With our technology, financial institutions can launch products alongside their existing ones at speed by picking and choosing the best-of-breed providers within our network. Let's talk - [email protected] Follow our YouTube channel for the latest developments: https://www.youtube.com/channel/UChp6dpoOxeh9b1OA2-uGGbg
Finance professional who specialises in the design and implementation of internal controls, performance management systems, financial modelling and process optimisation. Being equipped with both accounting and technical IT backgrounds, I develop, automate and improve financial processes. Areas of focus: - Finance Transformation & Automation: Full automation of back-office reconciliation processes including the build-up of databases, necessary integrations and building internal processes and procedures - Excel guru: Enhancing your Forecasting models, Regression analysis and Statistics - Financial modelling for business plan proposals, project feasibility and grant/funding application forms - Payment economics knowledge: pricing your product right the first time! Extensive knowledge of transactional costs associated with card issuing, acquiring and banking network schemes. - Commercial B2B Payments, with deep experience into Travel/Hospitality B2B Payments - Reporting: Deep understanding of the regulatory scheme reporting and associated costs - Chargebacks: Deep knowledge on the process, policies and best-practices in card issuing disputes
Leading the global expansion of the Ixaris Travel Payments product, business strategy, and the relationships with key banking partners and leading scheme networks. In addition to this, the role responsibilities included the establishment and implementation of all major scheme principal memberships as well as implementation of all products associated with such programs (3ds, ACS, processing, clearing, 24+ settlement currencies, safeguarding) throughout a period of 18 months.
Primarily this role managed the banking relationships, the relationship with Bin sponsors (Card Issuers), card settlements, general corporate accounting, and operational finance. Responsibilities included group accounts consolidation, all corporate and operational reconciliations, scheme currency/product implementations, budgeting, group treasury, forecasting as well as support M&A activity.
The Financial Operations function looks after the core solution offerings to operate our applications. The function is responsible to safeguard client monies, manage the risk associated with card payments, cost and revenue reconciliations, customer financial reports, process improvement and automation, issuer fund management, product and customer profitibility analysis, development and updating of pricing models, new deal appraisal, forecasting, and manage variances against budget.
EntroPay gives you an easy, safe way to pay online in the form of a Prepaid Virtual Visa Card. EntroPay's Virtual Visa card and Bank Transfer services give users easy access to their funds. EntroPay is a high-performance online payment solution that empowers consumers and merchants to instantly send and receive money - in just a few clicks. Our Virtual prepaid Visa cards give anyone the ability to make instant, less-restricted online payments and withdrawals. The Financial Operations function is responsible to safeguard client monies, manage the risk associated with card payments, cost and revenue reconciliations, process improvement and automation, issuer fund management, forecasting, and manage variances against budget.