Ceren Çindemir

Governance & Risk Director | Internal Audit Leader | GRC & Compliance | Sustainability & ESG Integration | Board Advisory | Capital Markets & Regulatory Oversight

Istanbul, Istanbul, Türkiye

About

Governance, risk and sustainability executive with 15 years of experience in highly regulated financial institutions. Professional background rooted in internal audit and compliance leadership, progressing into enterprise-wide risk management ownership and sustainability transformation roles. Currently serving as Head of Risk Management, leading enterprise risk governance, risk appetite implementation and regulatory risk oversight across credit, market, liquidity and climate risk domains. Responsible for capital adequacy oversight, ICAAP coordination, stress testing frameworks and balance sheet risk monitoring, working closely with senior management and Investor Relations functions. Led audit, regulatory and ESG integration initiatives across complex financial structures, strengthening Board-level risk oversight, control environments and enterprise risk management effectiveness. Experienced in embedding climate and sustainability risk into risk governance, capital planning and strategic decision-making — supporting capital markets positioning and investor transparency. Core Expertise: ∙ Corporate Governance and Board Advisory ∙ Enterprise Risk Management Leadership ∙ Capital Adequacy, ICAAP and Stress Testing ∙ Market, Liquidity and Balance Sheet Risk Oversight ∙ Risk Appetite Framework Design and Implementation ∙ Internal Audit and Assurance Leadership ∙ GRC (Governance, Risk & Compliance) Framework Design ∙ Regulatory Risk Oversight (BDDK, SPK, MASAK) ∙ Climate Risk Integration and Sustainability Strategy ∙ Sustainable Finance Structuring ∙ Capital Markets Disclosure and Investor Engagement Proven track record of delivering measurable improvements in risk governance maturity, capital discipline, ESG performance, audit efficiency and regulatory alignment — leading cross-functional teams across risk, finance, compliance and strategy functions

Experience

  • Head of Risk Management at Doğan Yatırım Bankası
    Mar 2026 - Present · 5 mos

  • VakıfBank (Full-time · 14 yrs 11 mos)
    • Head of Sustainability & Corporate Governance
      Dec 2024 - Dec 2025 · 1 yr 1 mo

    • Chief Inspector / Senior Internal Audit & Compliance Leader
      Feb 2011 - Dec 2024 · 13 yrs 11 mos

      • Oversaw and reviewed 450+ internal audits and compliance investigations. • Strengthened enterprise risk governance across credit, treasury, AML and sanctions functions. • Reported critical regulatory findings to Audit Committee. • Led digital transformation of investigation processes, improving efficiency by 40%. • Managed regulatory communication with BDDK, Capital Markets Board and MASAK.