Dubai, United Arab Emirates
A passionate student actuary who loves solving challenging problems. Achieved valuable experience in Risk and Actuarial Science through varied internships and work experiences. Truly enjoys learning new skills as demonstrated by my extracurriculars ranging from TEDx to Case Study Competitions.
- Prepared Year-End Financial Conditional Reports, Quarterly Technical Provisions Reports and other deliverables for insurance companies to the regulatory bodies of Central Bank UAE and Capital Markets Authority (Oman) - Created a reserving model in FIS Prophet for the life portfolio of an insurance company in the GCC - Assisted in transitioning all reserving models for a GCC Insurer from Excel to FIS Prophet to prepare them for the upcoming IFRS17 requirement. Currently contributing to the ongoing IFRS17 implementation process for a large insurer in the GCC - Analysed reinsurance treaties for a client undergoing a merger to form a proposal for a more competitive reinsurance treaty - Performed estimates of premiums using generalised linear models to price medical insurance products for an insurer in the UAE - Prepared reports in accordance with the Actuarial Professional Standards, namely the Actuaries Code of the Institute and Faculty of Actuaries and the Technical Actuarial Standards 100 and 200 of the UK Financial Reporting Council
- Provided consulting services and business strategy recommendations for a company in the Consumer Goods and Retail sector - Analysed product specifications to overcome COVID-19 challenges and deploy a digital transformation - Created change deliverables of Resistance Management and Communication Strategy
Tokio Marine Kiln is part of the Tokio Marine Group, which is one of the largest insurance groups in the world. - Assisted preparing the Internal Model Validation report, primarily with Scenario Testing, Premium-risk backtesting and Historical comparison charts. - Created a process that helped smoothen data collection of recent years, which reduced the timeframe required to display all relevant outputs for the team. - Analysed credit-risk and created Reinsurance Recovery comparisons for the Validation report. Learned about specific risks affecting an Insurance firm, most notably Premium-risk, Reserve-risk, Market-risk and Credit-risk. - Created reports with detailed analysis on Total Loss Ratios, with key observations noted on historical attachment and exhaustion. - Understood and complied with Solvency II and other upcoming regulations such as Decile 10.
- Programmed a model in MATLAB, which calculates life expectancy using Markov Jump Processes with statistically significant variables such as the area of residence, age, diet, exercise, sleep, etc. - Outlined the program to be implemented in AI to reduce NHS’s waiting times and tackle the UK’s ageing problem
Part of the Liberty Mutual Insurance Group, a Boston-based US Fortune 100 company. - Worked and shadowed in the actuarial department and had opportunities to talk to people in Risk, Business Development, Underwriting and Data Analytics - Assisted integrating a new software specifically for analysts, while also reporting software bugs