Houston, Texas, United States
I am a goal-oriented Credit Analyst with a history of attention to detail, credit underwriting, collaboration, time management, communication, and reliability.
- Underwrite new credit memorandums, renewals, and annual reviews for loan exposure of $250,000 to multi-millions. - Analyze relevant loan information to complete spreads, credit memorandums, risk analysis, and adequate summaries for loan officers and portfolio managers. - Assist in the underwriting and management of a $325,000,000 credit portfolio. - Manage and train 4 summer commercial banking interns.
-Built a holistic understanding of how a bank operates through rotating amongst 10 departments that support commercial banking. -Analyzed relevant loan information to complete spreads, credit memorandums, risk analysis, and adequate summaries.
- Analyzed economic data through various databases and research topics relating to agriculture, food products, and consumers independently; ensured validity of projects and publications that are in the process of being produced. - Assisted in correctly formatting 15 research publications in collaboration with the coordinating publisher for each publication to establish accuracy before submission. - Coordinated schedules, conferences, expenditures, and travel information for the co-directors of the research center; increased organizational efficiency within the office.
- Assisted in formatting and publishing 10 research publications for the Managing Partner of the firm; enhanced accuracy of submissions made to publishers. - Maintained the company website through analyzing analytics on WordPress and making updates as needed; increased ease of use for current and new clients.
-Analyzed and spread business and personal financial statements and tax returns. -Assisted in the underwriting of credit memorandums and annual reviews for loan exposure of $250,000 to multi millions. -Participated in professional and personal development courses.