Caroline JY C.

Senior Enterprise Architect at Commonwealth Bank

Sydney, New South Wales, Australia

About

Enterprise Architect specialising in AI-enabled customer engagement and digital channel transformation in large-scale financial services environment. I focus on translating emerging capabilities in Generative AI and agentic systems into pragmatic, enterprise architectures that balance innovation with governance, risk, and operational scalability. My recent work centres on: * Defining agentic AI architecture patterns across customer channels (web, mobile, chat, voice, contact centre) * Designing composable customer journey frameworks that enable adaptive, AI-driven interactions * Aligning autonomy with governance, ensuring consistency without constraining delivery * Shaping enterprise AI blueprints and target-state architectures adopted across multiple domains Experience includes: * Technology transformation across complex, regulated environments * Cross-domain architecture alignment (CRM, contact centres, workflows, product systems) * Vendor strategy and platform evaluation (including LLM ecosystems and AI platforms) * Bridging strategic intent with delivery execution My approach is pragmatic: prioritising tangible business outcomes, accelerating time-to-value, and ensuring architectures can evolve economically over time.

Experience

  • Principal Enterprise Architect at Commonwealth Bank
    Jul 2022 - Present · 4 yrs

    Design and drive enterprise architecture roadmaps that translate strategic priorities into executable outcomes, with a focus on AI enabled customer engagement, digital channels, and scalable platform capabilities.

  • Solution Architect at Colonial First State
    Feb 2021 - Jul 2022 · 1 yr 6 mos

    Design digital transformation strategies, roadmaps, and provide solution architecture governance in the Superannuation and Group Insurance domains.

  • Commonwealth Bank - Wealth Management (Sydney, New South Wales, Australia)
    • Solution Architect
      Jul 2016 - Feb 2021 · 4 yrs 8 mos

      Deliver solution architecture, technology transformation strategies in the Superannuation and Insurance domains.

    • Application Architect
      Jul 2012 - Jun 2016 · 4 yrs

      Provide application architecture and solution design. Service management & governance.

    • Senior Software Engineer
      Feb 2010 - Jun 2012 · 2 yrs 5 mos

  • Software Engineer at CommInsure (Now AIA)
    Feb 2008 - Feb 2010 · 2 yrs 1 mo

  • Senior Software Developer at Prowess Development
    Dec 2005 - Feb 2008 · 2 yrs 3 mos