Brazil
Senior Internal Audit and Risk professional with more than 10 years of experience in the financial services, fintech, banking, and technology sectors, leading and building Internal Audit functions across highly regulated environments. Currently serving as Head of Internal Audit Brazil at Revolut, nominated with the Central Bank of Brazil as the Head of Internal Audit for the Brazilian entity, responsible for establishing the local audit function from the ground up and aligning global governance frameworks with Brazilian regulatory requirements. Extensive experience in structuring and scaling Internal Audit departments from zero, including governance frameworks, audit methodologies, risk assessment models, audit universes, stakeholder engagement, operational structures, and team development. Proven ability to build high-performing audit functions in fast-growing and regulated organizations while integrating global standards with local regulatory expectations. Strong expertise in designing and executing risk-based Internal Audit strategies, enterprise-wide risk assessments, governance frameworks, regulatory compliance reviews, operational audits, IT audits, SOX controls, cybersecurity, and technology risk assessments. Experienced in implementing annual audit plans, integrating data analytics into audit methodologies, and enhancing continuous auditing capabilities to improve efficiency and audit coverage. Leadership experience across multinational fintechs and financial institutions, including SumUp, PagueVeloz, Qualicorp, and Itaú Unibanco, with deep expertise in environments regulated by the Central Bank of Brazil, governance and risk management frameworks, stakeholder management, and Board-level reporting. Recognized for combining strategic vision with hands-on execution, leading cross-functional and global audit initiatives, strengthening governance structures, improving audit efficiency through data analytics and automation, and acting as a trusted advisor to senior management, Boards, Audit Committees, and regulators. Consistently acknowledged as a high-performing professional with strong leadership, communication, and stakeholder management capabilities in complex and fast-paced environments.
. Nominated with the Central Bank of Brazil as the Head of Internal Audit for the Brazilian entity. . Established and led the Internal Audit function in Brazil, aligning global audit methodologies with local regulatory requirements and market nuances. . Built the local Internal Audit department from the ground up, including governance structure, stakeholder engagement, audit awareness initiatives, and operational framework design. . Defined the local audit universe and conducted enterprise-wide risk assessments to support risk-based audit planning and prioritization. . Developed and executed audit plans aligned with emerging risks, strategic business objectives, and Group Internal Audit standards. . Integrated local audit activities with Group Audit strategy to ensure consistency across governance and risk management frameworks. . Performed end-to-end audits across operational, regulatory, financial, compliance, and technology areas, leveraging data analytics to enhance audit effectiveness and risk identification. . Managed audit projects and team performance, ensuring continuous monitoring, reporting, and delivery against strategic objectives. . Served as the primary Internal Audit focal point for Brazil, coordinating effectively with local and global stakeholders. . Participated in Executive Management and Executive Risk Committees, providing strategic audit insights and risk advisory support. . Led the Entity Leadership Forum to promote consistency, collaboration, and best practices across Entity Heads of Audit across the Globe. . Built strong relationships with senior management, regulators, and cross-functional stakeholders through effective communication and strategic partnership.
. Appointed by the Board as the official Head of Internal Audit registered with the Central Bank of Brazil (BACEN) for PagueVeloz (a Serasa Experian group company). . Established and led the Operational and Regulatory audit functions, ensuring absolute compliance with Central Bank regulations while strengthening the organization’s corporate governance and risk framework. . Directed end-to-end audit processes, embedding advanced data analytics into testing programs to significantly expand audit coverage and operational efficiency. . Served as the primary regulatory and operational subject-matter expert, bridging the gap between financial institution compliance, technology, and data-driven risk management in a fast-paced fintech environment. . Partnered with cross-functional and global technology audit teams to refine risk assessments and seamlessly align audit execution with corporate strategic goals. . Acted as a trusted advisor to executive leadership, delivering strategic guidance on governance, risk mitigation, and regulatory standards to foster compliant and sustainable business growth.
. Transitioned to the role of Local Head of Internal Audit at the Manager level, with the objective of establishing the Internal Audit department in compliance with regulatory requirements. . Prepared and implemented the Annual Internal Audit Plan, taking into account the Annual Risk Assessment and regulatory requirements, while managing and completing the plan. . Managed all phases of the Internal Audit process, from scope definition to reporting results to Senior Management, the Board of Directors, the Internal Audit Committee, and Regulators. . Led collaboration across second- and third-line-of-defense functions to create synergy and improve the effectiveness of risk management layers. . Maintained strong stakeholder relationships with Senior Management and the Board of Directors. . Implemented Data Analytics procedures within the Internal Audit testing program, resulting in increased efficiency and greater relevance of Internal Audit outcomes. . Created dashboards to manage Remediation Action Plans and facilitate stakeholder visualization. . Successfully trained local management on the importance and necessity of Governance frameworks, leading to enhanced financial efficiency, regulatory compliance, and risk management. . Consistently recognized as a high-performing professional with a proven track record of delivering results that drive efficiency and prevent financial losses across diverse processes.
. Delivered end-to-end risk-based audits across IT, Operational, and Regulatory domains within a global team, ensuring compliance with internal standards and regulatory requirements. . Monitored and evaluated IT/Operational risks, governance frameworks, and internal controls through targeted audit design and execution. . Anticipated emerging issues and industry trends through proactive research and structured stakeholder interviews. . Identified root causes of issues, presented findings to business leaders, and provided strategic remediation recommendations while tracking corrective actions. . Drafted and delivered high-quality Internal Audit reports tailored for Board and Executive-level review. Drove audit innovation and process improvements, including the development and deployment of automated audit routines. . Provided internal consulting services across the business to strengthen the overall control environment as needed. . Managed stakeholder expectations and built strong, independent relationships through regular, high-level communication. . Coordinated communications and regulatory requests, acting as the primary liaison with external regulators.
. Executed risk assessments across the Audit Universe, including the automation of the assessment models to support the annual risk-based Internal Audit planning process. . Led the full Internal Audit lifecycle (Planning through Reporting) across Operational and Regulatory areas, covering domains such as Accounting, Cybersecurity, ITGC (Information Technology General Controls), and Operations. . Reviewed and enhanced the Internal Audit methodology to ensure full alignment with IIA (Institute of Internal Auditors) standards. . Automated Internal Audit projects using CAATs (Computer-Assisted Audit Techniques) and led the department's Continuous Auditing initiatives. . Implemented Continuous Auditing methodology, significantly increasing audit coverage, efficiency, and continuous monitoring capabilities. . Reported audit findings and recommendations to all levels of management. . Produced high-quality Audit Reports in accordance with current standards and Internal Audit best practices.
. Planned and defined the scope of Internal Audit reviews using a risk-based methodology, including the application of data analytics techniques. . Conducted Internal Audit reviews over processes and controls across multiple business areas. . Conducted Sarbanes–Oxley Act (SOX) audits and applied audit procedures related to the preparation and reporting of financial statements, including income statement and balance sheet accounts. . Applied data analytics techniques in financial statement reviews, resulting in increased process efficiency. . Managed and controlled Internal Audit projects, while monitoring and reporting audit performance indicators to senior management. . Communicated audit findings and recommendations clearly and concisely to stakeholders at various levels of the organization. . Achieved efficiency and high quality in Internal Audit projects and was selected to lead low- to mid-complexity audits. . Received the High-Performance Employee Award for three consecutive years, an achievement granted to only 2% of the company’s employees.