Singapore, Singapore
Tech-Savvy Compliance Leader | Payments & Crypto Industry | Risk & Regulatory Strategy I’m a compliance and risk professional who doesn’t just interpret laws, regulations and guidelines - I design, lead and empower compliance programs and teams that are natively digital, combining regulatory expertise with hands-on AI and data science-driven product planning to automate due diligence, sanctions screening, and transaction risk monitoring at scale. I specialise in designing scalable solutions for fast-growing companies operating in regulated industries— particularly payments and crypto. With experience spanning from a Central Bank, big tech industry associations, a Series A YC startup to a Web3 exchange, I excel at bridging strategic compliance, engineering, and business priorities to align C-suite objectives with regulatory requirements and the technical conceptualization and implementation of compliance and risk programmes. My expertise lies in building and managing high-performing teams and developing risk frameworks that navigate complex regulatory landscapes while supporting innovation. Certified as an Anti-Money Laundering Specialist (CAMS-RM) and Cryptoasset Anti-Financial Crime Specialist (CCAS), I bring a data-driven approach to financial crime prevention and regulatory strategy. My background includes direct engagement with international financial regulators across Europe and Asia-Pacific, giving me a nuanced understanding of global compliance challenges in fintech and digital assets. Beyond data science, risk and compliance, I’m a multidisciplinary thinker with roots in policy research, econometrics, and financial technology. My work has explored monetary innovation, sustainable finance, and the intersection of data with socioeconomic analysis—a perspective shaped by living, and working across Singapore, Malaysia, the UK, the USA, and Germany. I thrive in collaborative, fast-paced environments and am passionate about opportunities where regulation, technology, and business strategy converge. Let’s connect if you’re working on the future of compliant, scalable financial systems.
· Provide technical advisory support on the design and implementation of digital-asset compliance systems · Advise on the development of risk-based KYC/KYB onboarding frameworks, aligning internal controls with FATF guidance and emerging global VASP supervisory expectations. · Supported the design of transaction monitoring methodologies combining blockchain analytics, heuristic behavioural indicators, and user-level risk scoring. · Provided technical input into Travel Rule implementation, integrating VerifyVASP protocols to support compliant cross-VASP transfers. · Contributed to the design of automated compliance tooling, including OCR-based KYC workflows and data-driven customer risk classification models. · Advises on CDD governance frameworks, beneficial ownership verification standards, and lifecycle risk monitoring for global crypto exchange operations · Built a compliance-grade RAG system on Claude + MCP synthesizing three knowledge layers: regulatory documents across multiple jurisdictions, an internal policy library, and an industry reference library, with every output (regulatory Q&A, gap analysis, and control recommendation) -Designed and built a production-grade compliance ops platform on Google Apps Script and React - proving that a well-architected, vendor-free stack can replace commercial case management tools while delivering more process fidelity at a fraction of the cost. -Transformed fragmented, KYC and transaction monitoring workflows into a role-gated, audit-ready system integrating Chainalysis, Elliptic, and Sumsub, with structured case lifecycle governance, SLA controls, analyst performance analytics, LLM-generated risk narratives from a factor-weighted AML scoring model, senior override audit trails, structured RFi workflows, and on-chain counterparty network intelligence.
• Review and improve firm's FRAML systems, posture and processes based on regulatory requirements mapping (PSN02) and auditor engagement exercises • Design and implementing automated estimated customer risk scoring models for KYC automation • Developing the use of third-party APIs and Agentic AI LLMs to automate risk-based customer onboarding and due diligence processes • Leading customer archetype segmentation strategies to deliver targeted engagement and intervention • Conceptualising travel-rule compliant on-chain transaction flows leveraging Notabene and Chainalysis • Designing dynamic API-driven wallet address and name lists from international sanctions sources e.g. OFAC/UNSC for transaction screening • Working with engineering and product teams to build a risk intelligence layer that maps blockchain attribution data with behavioural segments, powering real-time transaction monitoring • Leading a team of compliance officers in Singapore/Taiwan on customer account onboarding, periodic review and KYC/KYB remediations, transaction monitoring and STR investigation
-Liase as the main POC with regulatory bodies such as central banks and financial supervisors for regulatory reporting and licensing activities - Work with professional service providers such as corporate and legal advisors for incorporation activities - Led global business and license expansion through strategic partnerships, license applications, and M&A. - Successfully secured payment and remittance licenses/registrations in Singapore (MPI), Philippines (OPS), Malaysia (Merchant Acquirer/MSB Agent), Australia (AUSTRAC), and New Zealand (FSPR) - Design and oversee AMLCFT and fraud risk management strategies and process development along internal engineering and external vendor partners - Working with senior management on M&A strategic plans for long-term market entry and business development - Creating data dashboards with SQL and Python to highlight key OKRs and KPIs for HitPay's compliance, payment operations and business development teams for performance management and tracking - Designing proof of concept API data calls with multiple country registries to enhance KYB workflows - Leading a team of compliance officers across Singapore, Philippines and Malaysia for merchant onboarding, transaction monitoring investigation and STR filing, fraud review and process improvements
Financial Markets Development: Insurance, Funds and Infrastructure Finance • Formulating and implementing strategies to grow and develop Singapore’s funds and asset management ecosystem comprising VCC funds, and key sovereign wealth and public pension funds for Singapore's Financial Services Industry Transformation Map 2025 • Engage industry stakeholders to facilitate testing and deployment of investment-fund tokenization and blockchain/DLT-based projects in the asset management ecosystem. • Monitor global and industry trends to assess implications and identify opportunities to strengthen the competitiveness of Singapore’s fund domiciliation ecosystem. • Coordinating engagement with industry associations, asset managers, legal and professional services firms as the Secretariat of the Singapore Funds Industry Group