Bob Bernhard

Mortgage Loan Officer @ Sage Home Loans | NMLS# 1553332

Washington DC-Baltimore Area

About

With a solid background in mortgage lending and real estate transactions, my work at Homeward Mortgage focuses on empowering homebuyers with robust financial solutions. Our team has innovated the Homeward Offer, revolutionizing the homebuying experience with unmatched convenience and efficiency. Consistently recognized for exceptional customer service, I have earned the Top of House Award at TriPointe Connect, reflecting a commitment to excellence with a 12-month average survey score of 95.1%. My expertise extends to navigating complex real estate markets across multiple states, holding licenses in VA, MD, DC, NC, SC, GA, FL, TX, AZ, and NV. This extensive licensure enables me to advise a diverse clientele, ensuring they secure optimal mortgage options tailored to their unique needs, including advising on long-term rate locks during extended construction periods. At the heart of my professional approach is a dedication to building lasting relationships and delivering results that exceed expectations.

Experience

  • Mortgage Loan Officer at Sage Home Loans
    Nov 2024 - Present · 1 yr 8 mos

    NMLS# 1553332 Experienced Loan Officer with state licenses in TX, FL, GA, AZ, LA, TN, IL, CA, VA, MD, DC, NC, SC

  • Mortgage Loan Officer at Homeward Mortgage
    Mar 2023 - Sep 2024 · 1 yr 7 mos

    State licenses in VA, MD, DC, NC, SC, GA, FL, TX, AZ, NV Homeward is a modern home finance company that partners with agents to help homebuyers overcome the limitations of traditional mortgages. A Homeward Offer is more than an offer. It’s the power to buy a new home on your terms. It’s the convenience that keeps you from moving twice. And it’s the savings that come from having everything you need in one place. This is homebuying the way it ought to be! Skills: Real Estate Transactions · Mortgage Lending

  • Mortgage Loan Consultant NMLS #1553332 at TriPointe Connect
    May 2021 - Mar 2023 · 1 yr 11 mos

    Originate New Construction mortgage loans for TriPointe Homes - advise on best loan options and long term rate locks options for a 9-12 month construction period. Top of House Award winner for customer service surveys with a 12 month average of 95.1%

  • Regional Mortgage Loan Consultant NMLS# 1553332 at PenFed Credit Union
    Feb 2020 - May 2021 · 1 yr 4 mos

  • Mortgage Loan Officer - NMLS ID# 1553332 at PNC
    Sep 2018 - Nov 2019 · 1 yr 3 mos

    Remember the days when securing a mortgage was as easy as applying for a drivers license? Well those days are gone and we are now in a highly regulated home buying environment. Loans now have to be fully documented with no room for doubt about how income is earned, where the down payment will come from, and what the home will be used for. This is a good thing for the industry as a whole but maddening for a first time home buyer trying to qualify for a loan. I am committed to making your home financing as simple and stress-free as possible. I speak in a language you can understand, am straightforward and honest, and prompt in helping you find the proper mortgage that best fits your home buying needs. I return all my phone calls within 15 minutes.