Bhavya Gupta

Senior Software Engineer (SDE-3) at Rippling || Ex-Transactions, UPI at Slice

Bengaluru, Karnataka, India

About

As a results-driven Software Development Engineer with a proven track record in creating scalable and innovative solutions, I specialize in developing payment architectures, optimizing transactional systems, and enhancing user experiences. Currently, I am working as SDE 2 in the Payroll domain, where I contribute to building seamless, robust payroll solutions. At Slice, I led the end-to-end development of key payment solutions, expanding user bases and achieving significant infrastructure savings. My expertise spans banking orchestrator services, UPI systems, and real-time payment solutions, supported by a strong foundation in Python, Java, Golang, and modern frameworks. A recipient of multiple accolades for excellence, I thrive in mentoring teams, ensuring operational excellence, and driving impactful product decisions. Passionate about leveraging technology to create value, I look forward to exploring opportunities that challenge my problem-solving skills and technical acumen.

Experience

  • Rippling ()
    • Senior Software Engineer
      Apr 2026 - Present · 4 mos

    • SDE 2
      Oct 2024 - Apr 2026 · 1 yr 7 mos

  • slice ()
    • Software Engineer 2
      May 2023 - Oct 2024 · 1 yr 6 mos

      ◦ Spearheaded the initiation of a banking orchestrator service architecture for various payment instruments including Debit Card Management(DCM), Immediate Payment Service(IMPS) and IFT(Fund Transfer), that interfaces with core banking system ◦ Proposed and Led end to end development and launch of Prepaid Payment Instrument(PPI) as a merger service of PPI and TPAP , minimizing code redundancy and achieving infrastructure savings of $10000, contributing to critical business decisions. ◦ Pioneered the design and implementation of pinless UPI-LITE transactions and Rewards, expanding user base to over 10M. ◦ Led Slice UPI migration from SDK to S2S, transitioning the flow from synchronous to asynchronous, successfully establishing a SLA that reduced transaction latency to under 1 sec and achieved service availability of over 98% ◦ Mentored new software engineers,empowering them to independently own transactions, mandates and passbook modules. ◦ Engaged in design decision, NPCI audits, sprint planning and product retrospectives to ensure operational excellence

    • Software Engineer 1
      Feb 2022 - Apr 2023 · 1 yr 3 mos

      ◦ Conceptualized and developed from scratch, Slice Third Party Access Provider(TPAP)- an instant interbank peer-to-peer and person-to-merchant real-time payment solution resulting in an additional critical customer acquisition funnel of 1.07M users. ◦ Owned the transaction, mandate, and passbook modules and achieved a monthly transaction volume of Rs. 275.5M with 169k monthly transactions. Successfully implemented optimistic locking, reducing daily pending transactions from 50k to 0 ◦ Designed and enhanced the people recommendation screen experience, increasing the tile funnel conversion rate by 25%. ◦ Improved search experience using elastic search to enable partial search basis transaction history, reducing TAT for completion

  • Software Developer at Western Digital
    Aug 2021 - Feb 2022 · 7 mos

    ◦ Implemented data structures per NVM Express to allow host software communication with non-volatile memory. ◦ Designed and implemented a Cross-Validation Framework utilized by firmware engineers for product validation.

  • Software Engineer Intern at ION
    Feb 2021 - Aug 2021 · 7 mos

    ◦ Collaborated with team members from ION, Prague, using agile methodologies under ION Treasury to provide enhanced user accounting experience by handling static and dynamic financial data list boxes based on user preference. ◦ Revamped the legacy product to HTML5 and reduced the account handling time for a ledger entry by 25%.

  • Teaching Assistant at Coding Ninjas India
    Jun 2020 - Oct 2020 · 5 mos

    ◦ Mentored approximately 250 students, graded project assignments independently, and handled doubts about logic and code flow for the online Data Structures & Algorithms course. Subsequently, curated and refined content for the same.