Benjamin Cohen

Managing Director | Rate | LO NMLS 217528 | Ranked 4th Top Originator in America 2024 | Licensed in all 50 States.

Chicago, Illinois, United States

About

BEN COHEN NMLS ID: 217528 • GUARANTEED RATE NMLS 2611 I’ve spent more than two decades helping people navigate one of life’s biggest decisions—buying a home. As Managing Director and Senior Vice President of Lending at Rate, I lead a team that’s built on speed, service, and execution—but more importantly, on relationships and trust. I believe the mortgage process shouldn’t feel overwhelming or impersonal. My goal has always been to simplify the complex, provide clear, actionable advice, and make sure every client walks away feeling confident in their decisions. On Sunday mornings you can find me on NBC’s Open House Chicago, where I share market insights and highlight some of the city’s most remarkable homes. I also love speaking with real estate professionals, developers, and fellow industry peers about what’s really shaping today’s housing market—and how we can make the process better for everyone involved. I’m also deeply connected to the community through local food banks, charitable organizations, and park district and youth sports programs. Giving back and helping others thrive is a huge part of who I am. NMLS ID:217528 • NMLS 2611 Ben Cohen NMLS ID:217528; AK - AK217528 - AK2611, AL - Licensed, AR - 114994, AZ - 0946853 - 0907078, CA - CA-DBO217528 - 4130699 , CO - 100511679, CT - LO-217528 - ML-2611, DC - MLO217528, DE - MLO-217528, FL - LO51957, GA - 41817 , HI - HI-217528 - HI-2611, IA - 32357, ID - MLO-242528, IL - 031.0004101 - MB.0005932, IN - 23968 - 11060, KS - LO.0038025, KY - MC421384, LA - Licensed, MA - MLO217528, MD - Licensed, ME - Licensed, MI - 217528 - FR-0018846 & SR-0018847, MN - MN-MLO-217528, MO - 23968, MS - 217528, MT - 217528, NC - I-180439 , ND - NDMLO217528, NE - Licensed, NH - 217528, NJ - Licensed, NM - Licensed, NV - 62220, NY - Licensed, OH - MLO.057212.000 , OK - MLO17665 - ML002651, OR - Licensed, PA - 66272, RI - Licensed, SC - MLO - 217528 , SD - MLO.07768, TN - 153778, TX - Licensed, UT - 10882513 - 7495184, VA - MLO-38024VA, VT - VT217528, WA - MLO-217528 - CL-2611, WI - 217528 - 27394BA, WV - LO-36442 (773) 654-2055 https://www.scotsmanguide.com/rankings/top-originators/2024-top-dollar-volume/ https://www.rate.com/texas-consumers-how-to-file-complaint Licensed and Regulated by the Department of Consumer and Business Services Guaranteed Rate, Inc. DBA Rate NMLS 2611 3940 N. Ravenswood Ave., Chicago, IL 60613 (866) 934-7283 • rate.com Equal Housing Lender For licensing information, go to www.nmlsconsumeraccess.orgwww.rate.com/licensing

Experience

  • Managing Director / SVP of Mortgage Lending at Guaranteed Rate
    Jul 2010 - Present · 16 yrs

    Ben Cohen, Managing Director of Guaranteed Rate, has proudly developed and executed strategies to help thousands of clients achieve their homeownership dreams for nearly two decades. His performance, dedication and implementation of strategic planning, has allowed him to remain laser-focused on his customers and business partners, landing him at the top of the industry. Through his strong leadership, Cohen has built a skilled team of professionals to create a winning culture for his clients that is unmatched in the industry. Building long-term, trusting relationships with his clients and business partners is one of his favorite aspects of working in mortgage lending. His clients range from first-time homebuyers, move-up buyers, refinancers, investors and corporate clients, while he also provides employee benefit programs for several large corporations with offices located across the country. His dedication has earned him some incredible honors. Cohen was recognized among the Top 10 loan originators in the country by Mortgage Executive Magazine from 2017 through 2024. He was voted “Best Loan Officer in Illinois” in 2017 by the Illinois Mortgage Bankers Association and named #1 in Illinois every year 2018-2024 by National Mortgage News. Ben was ranked No. 2 for total loan volume in the U.S. for the second year in a row on the National Mortgage News 2020 Top Producers list, funding nearly $1.7 billion. He is currently ranked #4 in for total funded volume in 2024. A member of Guaranteed Rate’s Chairman’s Circle and President’s Club. Featured in local and national news segments, including Chicago Agent Magazine, and “NBC Nightly News with Lester Holt”. He supports various charities: Make-A-Wish® Foundation, the JUF, Rate Foundation. Guaranteed Rate, Inc. DBA Rate NMLS 2611 3940 N. Ravenswood Ave., Chicago, IL 60613 (866) 934-7283 • rate.com Equal Housing Lender For licensing information, go to www.nmlsconsumeraccess.orgwww.rate.com/licensing

  • Sales Manager at Chicago Bankcorp
    Jun 2004 - Jul 2010 · 6 yrs 2 mos

    Loan Closer for $10+ million per year.

  • Technical Architect at Inforte Corp
    Jun 1999 - May 2004 · 5 yrs