Ben Harvey

CEO | Chief Commercial Officer | Chief Product Officer | Fintech founder | Adviser | Consumer Lending | Digital Banking

London, England, United Kingdom

About

Ben is a senior product and commercial business leader in Digital Banking and Consumer Lending. Experience building and transforming businesses in the UK, Europe and US. 18 years in a large top tier bank and 5 years in fintech start-ups and scale-ups. Extensive product management experience with P&L, risk, technology, operations, marketing and data analytics expertise.

Experience

  • Commercial Director at Secure Trust Bank
    May 2026 - Present · 2 mos

    Leading Product and Marketing for V12 Finance. Building and growing something very exciting.

  • Co-Founder and Chief Product Officer at Pennyworth Financial
    Feb 2020 - Present · 6 yrs 5 mos

    A private banker for everyone. Powered by BRANE wealth AI.

  • Senior Advisor at Barclays UK
    Dec 2025 - May 2026 · 6 mos

    Senior Advisor to Business Banking Leadership Team on digital transformation and commercial performance management.

  • Vemi Ventures (London Area, United Kingdom)
    • Chief Executive Officer, Vemi Money
      Apr 2025 - Dec 2025 · 9 mos

      Building a new generation of AI-native digital bank and leading the business through the Bank of England and FCA new bank authorisation process.

    • Group Chief Product Officer and Chief Operations Officer
      Dec 2023 - Apr 2025 · 1 yr 5 mos

  • Senior Advisor at Oakbrook Finance
    Jan 2020 - Apr 2020 · 4 mos

    Working directly with CEO and Exec team on strategic commercial growth initiatives.