Hyderabad, Telangana, India
💼 About Me Assistant Manager in Trade Finance with 2+ years of experience in Inland Bill Discounting (UBD & DBD), Foreign Bills, and Forex Operations at South Indian Bank. I specialize in end-to-end processing of domestic and international trade transactions, ensuring accuracy, compliance, and timely execution. I have strong expertise in document scrutiny, credit limit monitoring, LC handling, FEMA/RBI compliance, and SWIFT communication, along with a proven track record of reducing operational risk and improving process efficiency. With an academic background in Mechanical Engineering and an MBA in Business Analytics & Intelligence, I bring an analytical, data-driven approach to banking operations. I’m also actively strengthening my finance skill set through continuous learning, including certifications in corporate finance, analytics, and investment banking. I aim to grow in roles related to Trade Finance, Risk, Treasury, and International Banking, contributing to efficient, compliant, and customer-centric financial operations.
•Managed end-to-end trade finance operations, including Import/Export Letters of Credit (LC), Bills for Collection, and forex transactions in compliance with UCP 600, ISBP 745, URC 522, and URR 725. •Performed detailed document examination (Invoice, Bill of Lading, Airway Bill, COO, Insurance) as per international trade standards, ensuring high accuracy and minimal discrepancies. •Handled SWIFT messaging (MT700, MT707, MT103, MT202) with correspondent banks for LC issuance, amendments, settlements, and discrepancy resolution. •Ensured strict adherence to global regulatory frameworks, including RBI, FEMA, AML/KYC, and internal compliance policies aligned with international banking standards. •Monitored and managed transaction workflows and processing queues, ensuring SLA adherence and timely execution of trade transactions. •Prepared and analysed MIS reports and dashboards (LC utilization, overdue bills, forex exposure) using Advanced Excel (Pivot Tables, Power Query) for senior management reporting. •Managed export bill lifecycle, including realization, crystallization, overdue tracking, and regulatory reporting within prescribed timelines. •Acted as a key coordination point with correspondent banks and internal stakeholders, ensuring smooth international trade operations. •Identified and implemented process improvement initiatives, enhancing operational efficiency and reducing processing errors. •Supported audit and compliance activities by ensuring proper documentation, reconciliation, and adherence to internal controls. •Trained and mentored junior team members on trade finance rules, SWIFT processes, and operational best practices