Aswathy Rudran, BE,MBA,CAIIB,CTP,CCO

Versatile Banking Professional | Retail Banking Expert | 10+ Years with SBI| Credit and Operations Management | Certified Corporate Trainer | Educator | Motivational speaker | UAE Resident available to Join Immediately

Abu Dhabi Emirate, United Arab Emirates

About

As a seasoned banking professional with over eight years of comprehensive experience, I excel in leading and managing diverse teams, optimizing branch operations, and delivering exceptional customer service. My expertise spans Retail banking, International Banking, Retail and SME credit, Credit Risk Assessment,Risk management, CRM,and operational efficiency, allowing me to drive business growth and enhance organizational performance. I have a proven track record of successfully managing large portfolios, developing and implementing strategic marketing campaigns, and implementing best practices in compliance and regulatory standards while achieving significant milestones in deposit growth and high-value account openings. My strong analytical skills enable me to make informed decisions, mitigate risks, and ensure high standards of operational excellence. My focus on reducing non-performing assets and doubling advance level underscores my commitment to excellence and results-driven service. I am passionate in fostering customer relationships, mentoring team members, and leveraging my skills to contribute to the success of forward-thinking banking institutions by ensuring high operational standards. Outside of my professional realm, I am a trained Bharatnatyam dancer and enjoy driving and swimming. I actively participate in motivational speaking and have received accolades in elocution and debate competitions, further highlighting my commitment to personal and professional growth. I am a Certified Corporate Trainer with a deep passion for inspiring and educating students, I specialize in delivering motivational talks and training sessions that resonate with diverse audiences. With a robust background that combines an engineering degree and an MBA, alongside 8 years of banking experience and my commitment to continuous learning and professional development keeps me abreast of the latest industry trends and technologies, ensuring that I bring innovative solutions to the table dedicated to empowering My interactive sessions focus on banking, finance, leadership, and personal development, aiming to inspire, equip and empower the next generation through motivational talks. Having given numerous keynote speeches, I thrive on the opportunity to share knowledge and foster meaningful discussions. I am eager to connect with like-minded professionals, and explore opportunities where I can apply my skills to drive impactful results.

Experience

  • State Bank of India (10 yrs 5 mos)
    • Manager
      Apr 2026 - Present · 4 mos

    • Deputy Manager Operations
      Sep 2023 - Present · 2 yrs 11 mos

      In my current role as Operations Manager, I oversee all administrative functions of the branch, including cash management, security documentation, and compliance with regulatory standards. I handle the processing and sanctioning of retail loans, such as personal, education, and car loans, managing a substantial portfolio of deposits and advances. My responsibilities also include staff management, ensuring efficient branch operations, and maintaining high levels of customer service. I have achieved significant milestones, including remarkable deposit growth and high-value account openings.

    • Deputy Manager Advances
      Jun 2021 - Sep 2023 · 2 yrs 4 mos

      As Deputy Manager Advances, I was responsible for heading the Auto Loan Hub and managing a diverse portfolio of loans. I led marketing campaigns, interacted with stakeholders, and executed loan approvals and recoveries. I played a key role in increasing auto loan disbursements, achieving top regional growth rates, and managing high-net-worth customers. My contributions included reducing non-performing assets and doubling the advance levels within a year..