Andy Samuel

Howden - CTO Global Employee Benefits

Greater Cardiff Area

About

I have 30+ years of global experience in technology, working with PE and VC portfolio companies as well as enterprise scale corporate businesses. I have SME experience across multiple markets - Fintech (mortgage, loans, wealth management), insurance, employee benefits, PMI, Aerospace, government, and Telco. My passion is delivering value across insurance companies employee benefits - as a consumer as well as a provider. And as an expert in Agentic AI application to streamline business operations.

Experience

  • Howden Global CTO - Employee Benefits at Howden
    Feb 2026 - Present · 6 mos

    Lead technology innovation to support the growth of Howden Employee Benefits. Create technology strategies to support Howden’s ambitious global business growth plans, and to introduce innovative, entrepreneurial solutions. Provide industry leading customer experiences to support an international customer base across an employee benefits market that is rapidly evolving. Support Howden Group Technology disciplines, establish pathways for cross collaboration and re-usability of technologies that can drive greater collaboration, and, most importantly, to establish and build trusted relationships with Howden Employee Benefits customers.

  • CIO, CTO at Ardonagh Advisory
    Apr 2024 - Feb 2026 · 1 yr 11 mos

    Lead technology innovation and efficiency across Ardonagh’s Health, Protection and Employee Benefits businesses. Own, define, and execute 2-5 year technology strategies and efficiency plans to drive growth and to support hyperscale insurance businesses. Act as accountable executive (including all technical logical regulatory accountability) for two Ardonagh owned companies - - CIO of Usay Compare (B2B) - CTO of Towergate Employee Benefits (B2C) Also act as Technology Director for Ardonagh Advisory central services with an 8000 employee base across 150+ businesses.

  • Personal goal pursuit at Career Break
    Jan 2024 - Mar 2024 · 3 mos

    Self improvement - invest in accelerated AI training.

  • Interim CTO at Oberon Investments Ltd.
    Sep 2023 - Dec 2023 · 4 mos

  • Sabbatical at SamuelGroup
    Apr 2023 - Sep 2023 · 6 mos

    Sabbatical.