Munich, Bavaria, Germany
• Internal Control System - Consultation, development, evaluation • Strong in risk management, transformation management, strategy development and implementation. Experienced in Retail and Commercial Finance with credit department background • Wide range of experience in other fields (Operations, strategic projects, market support, process design, commercial finance) and industries (Commercial Banks, Captive Financing, Network Providers) • Good leadership skills incl. leading international and diverse teams • Future oriented and innovation driven • Hands on, entrepreneurial approach • Thinking “out of the box” • Project management experience • Process optimization • Good presentation skills up to top management • Change manager • Strong networking skills
- Responsible for evaluation and development of internal control systems in different Group entities. - Ensuring compliance with Group standards for Internal Controls - Consulting entities world wide regarding the local implementation - Developing global standards
Responsible for Riskmanagement (Credit, Residual Value, Operational, Strategic) for the entity South Africa, including Internal Control System.
Responsible for the global governance of credit risk management within the Group. Developing and implementing credit risk management guidelines and strategies. Consulting entities world wide incl. onsite visits with the goal to improve credit risk management landscape. Support und consulting to neighboring departments (Credit Management, Compliance, internal Audit).
- Responsibility for the correct implementation of all credit risk related requirements within a significant project for the German market. - Process development in ARIS and functional description for application processing - Development of new concepts for the optimisation of the quality of financing contracts, with a focus on profit contribution - Responsibility for functional specifications and coordinating with the credit risk and other departments - Working in international teams for designing common processes
- Development and continuous improvement of the quantitative and rule based credit decision system - Project lead in national and international projects - Optimisation of the risk-profit-ratio - Responsible for building and maintaining risk related reporting- and monitoring systems in order to assure transparency in the decisioning process and the overall portfolio development. - Support Management and Sales by providing information and analysis for business steering