San Francisco Bay Area
The future is bright โ๏ธ. Life is beautiful ๐. Letโs Make it, Live it, Love it! ๐ Executive who fosters a fail early and often, growth mindset. Keen interest in AI solutions and responsible integration of AI. Strategic visionary that emphasizes data driven operational and analytics excellence around process, people, systems and controls. Drives automation, scalability, and repeatability. Builds, and leads global teams tackling finance transformation, digitalization, process optimization, data analytics, regulatory stress testing, product build, UI/UX design, and business analysis. Relationship builder with exceptional interpersonal skills.
Credit Strategy for 3rd party Marketplace sellers
๐นBasel Capital Adequacy Reporting (BCAR) ๐นCredit Reporting ๐นPillar 3 Reporting
๐น Lead a highly motivated team united by a shared โWe got this!โ mentality, and relentless drive to achieve results. ๐น Automation, and oversight of modeling, forecasting (models, non-models), data analysis of Loans $60Bn, Deposits $72Bn, Non-Interest Income (NIR), Non-Interest Expense (NIX), Risk Weighted Assets (RWA), and Capital $9Bn at Bank level ๐น Oversee aggregation and present the final $100Bn+ Balance Sheet, PnL, RWA, Capital to Capital and Board Risk Committees. ๐น Stewardship of data linkage, commentary in the Capital Plan (WDesk), reviewed by the Board and the Federal Reserve (FRB).
๐น Strategic vision and transformation of the CCAR process, 100+ people, 20+ teams globally. End-to-end processing time down from 45 days to just 10 days, 78% improvement and 3x increase in productivity. Tableau reports drove governance materials. ๐น Revitalized system build, agile approach, hyper aggressive timeline. Product design, development, testing, integration and use of the forecast aggregation platform. From 25% complete in the 3 years prior, to state of the art within 1.5 years. ๐น Accountable executive for Internal Controls, and Risk and Control Self Assessments (RCSAโs) within Capital Management Risk Control Matrix. Strategize with 2nd LOD and Audit/Inspection on control design, testing, assessment, and remediation.
Camunda BPM product - UI design, UX optimization, process modeling and UAT of 1200+ step stress testing process. ๐น Automated system process orchestration, ability to capture run efficiency metrics in real time. JIRA for issue tracking. ๐น Showcase and quantify critical path, bottlenecks, efficiency gains, downstream impacts, resource usage, status ๐น Outlined key dependencies, issues, risks and major hand-off points between 20+ cross-functional business areas Impressed FRB/FDIC regulators with award winning process flows.
๐น Program Management: Customized methodology (PMM) to fit the needs of the CCAR program, on boarding and roll out of BrightWork project management product. Lead SME on Business Requirements Document (BRD), Project Charter, MS Project Schedule, RACI, Tollgate Presentation, ARID Log, Resource Plan and Implementation plan. ๐น Led time-sensitive effort to gather, track, map, submit 450+ supporting docs to regulators. Success led to higher criticality facilitation of 225+ regulator requests, responses. Stepped up, filled critical resource gap. ๐น SharePoint Administrator: Designed, maintained program site, sub-sites, access, libraries, folder structures for 200+ users.
Innovation: Pioneered shift from fraud risk towards authentication risk, changed how fraud was understood, prioritized and captured. Built a roadmap, led project team of 4 business lines from ground up to a โproduction readyโ strategy. Leadership, Process Improvement: Distinction, led, solved broken Fraud Ops process, 8 months, 16 groups, required Legal. Strategy and Analytics: Deep-dives, strategy development with strong positive Net Profit Value (NPV). ๐น $14MM Projected annual fraud capture. Email campaign for retail partners, A/B testing of fraud alert notifications. ๐น Fraud detection up 94%, False positives down 27% - Customer facing process, major retail partner ๐น 75+ targeted fraud defense strategies, balanced fraud loss mitigation and customer impact. ๐น Model performance evaluation, score adjustments for operational staffing levels, KPI reporting, industry trends
Innovation: Out of the box concept - Statement credit for e-statements sign-up, verified online contact info. 37% projected postage expense reduction over 3 years, cost benefits from increased self-service, verified contact info for marketing and Ops. Collaboration, Research, Analytics and Strategy ๐๐๐ฒ๐ฆ๐๐ง๐ญ ๐๐จ๐ฅ๐ฅ๐๐๐ญ๐ข๐จ๐ง๐ฌ ๐๐ง๐ ๐๐๐๐จ๐ฏ๐๐ซ๐ฒ: ๐น 1 year in prod, 2 new in-house models cross linked, managed vs auto-dial call, $50MM future write-off saved in 3 yrs. ๐น A/B testing, $5MM annual write-offs reduction. Cost per contact saving of 65% text, 95% email vs calling. Data driven cross-channel contact strategy, introduced text, email in addition to letter, call to contact delinquent customers. ๐น Monthly reporting on KPIโs, trends and new initiatives. ๐ ๐ซ๐๐ฎ๐: ๐น Prevented $1MM+ of authorizations on bad payments. Combat fraudulent check pyramiding, payment hold strategy. ๐น 100% cost saving, on-par performance. In-house model built, replaced external model, modeling team partnership. ๐นCross-linked Visa Advanced Auth and Falcon scores, 28% better fraud capture rate, 17% better false positive ratio.