Amelia Albert Salgado

Senior Leader | Governance, Risk, Compliance | Integrity & Culture |

Netherlands

About

Experienced and purpose-driven leader in Governance, Risk and Compliance, with a proven track record of leading professionals in a complex and changing environment within financial institutions. I combine strategic oversight with focus on integrity and sustainable performance - enabling organizations to balance control, trust and innovation. Known for building transparency and fostering open dialogue that drives results in dynamic and regulated environments.

Experience

  • Head of Non-Financial Risk Management at ABN AMRO Bank N.V.
    Jan 2026 - Present · 6 mos

  • Chief Compliance Officer at Van Lanschot Kempen
    Oct 2022 - Dec 2025 · 3 yrs 3 mos

  • Non Financial Risk Lead at ING
    Nov 2021 - Oct 2022 · 1 yr

  • BinckBank (Amsterdam)
    • Chief Risk Officer and deputy CRO Saxo Group
      Mar 2020 - Oct 2021 · 1 yr 8 mos

      Member of Topvrouwen.nl

    • Head Governance, Risk and Compliance
      Aug 2016 - Mar 2020 · 3 yrs 8 mos

  • ABN AMRO Bank N.V. (15 yrs 8 mos)
    • Head of ORMC and Risk Management Private Banking Nederland
      Mar 2012 - Aug 2016 · 4 yrs 6 mos

      Business Risk Manager and member of the MT of ABN AMRO MeesPierson (PB NL) since July 2014. Responsible for risk management of the PB NL credit portfollio of EUR 6 bln. Responsible for Client Investment Risk (EUR 200 bln AuM) Transformed former ORM teams of all Commercial Business Lines and Functions of the bank into a Centre of Expertise for Operational Risk Management covering all area's of the bank (ex- IT and Ops). Consolidation resulting in significant cost synergies and improved performance, with a team of 70 professionals in the Netherlands and 30 abroad. Lead in the roll out and embedding of the Advance Measurement Approach for ORM in the business and convergence with other 2nd line functions. Contacts with regulators (DNB/ECB) Implementation of a product approval and review process for Corporate Banking, overcoming resistance and raising awareness and management focus on "duty of care". Development of data analysis techniques leading to improved operational risk detection, monitoring and reporting process. Quorum member of various Business Risk and Product Approval Committees. Supervisory Board member of ABN AMRO Investment Management in 2014. Extensive experience in managing re-organisations to the satisfaction of all internal stakeholders.

    • Head of Operational Risk Management and Control Retail & Private Banking
      Jun 2010 - Mar 2012 · 1 yr 10 mos

      Set the risk strategy, formed a team of operational risk, client investment risk and internal control specialists and harmonized working practices for the business lines Retail & Private Banking in the Netherlands and the international network. Led a team of 60 specialists in the Netherlandds and 20 abroad. Implemented a complete new product approval and review process. Complex implementation, requiring close cooperation with multiple stakeholders at senior level, including AFM. In scope approx. 700 products, covering all banking product types.

    • SVP Operational Risk Management Western Europe and Private Clients
      Mar 2006 - Jun 2010 · 4 yrs 4 mos

      Managed the implementation and execution of the ORM function for countries in Western Europe, in line with the Group ORM strategy and set up the ORM function for Private Clients globally. Managed a team of 30 professionals across 12 countries in Europe and Asia. First integration project with Fortis in 2008: Delivered an integration blueprint for the combined Private Banking ORM function. Appointed (to be) Head of ORM Fortis Private Banking. As part of the separation process, managed smoothly the separation and transfer of country ORM teams into RBS and Fortis share. Leadership of the transition (integration) project of ex-Fortis and ex-ABN AMRO ORM, Investment Risk, Internal Control and Audit Inspection departments with focus on Retail and Private Banking business (2009-2010). Managed operational risks of Private Banking during the separation and integration period.