United Arab Emirates
Risk professional with 15+ years experience in credit risk management (underwriting & approval) of Institutional FI clients. Worked across regions (India, Singapore and the UK), managing global portfolio of Banks, Asset Managers, SWFs, Financial Sponsors, CCPs, Sovereigns & NBFIs - covering Markets, Corporate and Commercial banking products.
Credit Risk Underwriting and Approval - Structured Financing (Financial Sponsors and Sovereign Wealth Funds).
- 1LoD counterparty credit risk underwriting and risk rating approval for portfolio of Regulated Funds (UCITS/AIFs), Asset Managers and Pension Funds. - Managed credit exposures to clients across derivatives, financing and direct lending products, including assessment of portfolio risk, credit limits and risk appetite.
- Conducted Quality Assurance Review (QARs) of the 1LoD credit underwriting function for the global portfolio of WCR Financial Institutions (FI) clients’ encompassing Banks, Insurance, Funds, FMIs, Broker-dealers, NBFIs, etc.
- Credit risk underwriting and risk appetite setting for portfolio of institutional EMEA FIs; approve internal risk ratings and sanction credit limits within approval authority level (£500Mn; MRT). - Portfolio coverage included Banks, FMIs, PE Funds, Insurance, FinCos & Sovereigns, with active coverage and responsibility for global CCPs and Funds Finance portfolio (review/approval for Sub-lines & NAV-backed transactions and Fund FX limits).
- Credit risk underwriting and setting risk appetite for portfolio of APAC FIs (Banks, Broker-dealers, NBFIs, Sovereigns); approve ctpy credit limits per sanctioning authority and internal risk ratings. - Managed Exit clients/countries. - Cover for deal clearance desk for trade approvals, trade risk calculation, etc.
- Migrated and supervised the new global CCP/Custodians/SPV Risk team in India office; responsible for analysis for global portfolio of CCPs; manage credit exposure and ensure portfolio quality. - Credit underwriting for a portfolio of APAC FI clients by completing credit analysis, internal risk rating, risk review and stress tests.
Prepare Credit Memos of APAC FI clients and generate internal risk ratings.
Financial analysis GCC Banks from a business development prospective; assisted in building proposals & pitches for various FIs across the globe.