Amit Lodha

Co- Founder & Group CEO @ FatakPay | Building India’s Financial Super App | Credit & Financial Inclusion

Mumbai, Maharashtra, India

About

As Co-Founder and Group CEO of FatakPay, we are on a mission to provide financial security and instant credit to millions of Indians who have been underserved by traditional banking. We built FatakPay as India’s Financial Super App — making loans, investments (like digital gold), insurance, and credit-building tools accessible, paperless, and truly inclusive for salaried and self-employed individuals. Before this, I spent close to two decades in structured finance, credit risk, and distressed assets — leading DCM Credit at HDFC Bank, as Principal at KKR, and in varied roles at Kotak Mahindra Bank and Phoenix ARC. Across those years I kept seeing the same gap: one unexpected expense was enough to derail financial stability for most Indian households. In 2021, I left to solve it at scale. FatakPay today: 10M+ app downloads, 1.5M+ customers served, disbursals in minutes, AI-led underwriting built in partnership with IIM Bangalore, and FatakUdaan helping customers build formal credit histories. Backed by strong institutional investors. Focused on responsible lending and long-term financial wellness, not just transaction volume. Open to conversations with founders, lenders, investors, and anyone serious about financial inclusion for Bharat. Other than that - A Dad, triathlete, openwater swimmer, marathoner . . #Fintech #FinancialInclusion #Credit

Experience

  • Co Founder & Group CEO at FatakPay
    Sep 2021 - Present · 4 yrs 10 mos

    FatakPay is a established fintech platform providing one stop financial solutions - From Credit, Insurance, savings, credit cards, credit builder programs. We help and work with over 5M customers annually.

  • Head - DCM Credit at HDFC Bank
    Mar 2020 - Aug 2021 · 1 yr 6 mos

  • Principal at KKR & Co. Inc.
    May 2017 - Mar 2020 · 2 yrs 11 mos

  • Vice President-II at Kotak Mahindra Bank
    Jun 2013 - May 2017 · 4 yrs

  • Vice President at Phoenix ARC Private Limited
    Mar 2009 - Jun 2013 · 4 yrs 4 mos