Accra, Greater Accra Region, Ghana
Finance Professional with the right skills and knowledge for a challenging role within the Accounting and Finance Sector. I am a person of Execution : accountable for getting things done well and on time
Financial Statement Analysis: Analyzing financial statements, including balance sheets, income statements, and cash flow statements, to assess a borrower's creditworthiness. Credit Risk Assessment: Evaluating credit risk by analyzing financial data, industry trends, management quality, credit history and other relevant factors. Credit Recommendation: Providing credit recommendations, including approving or rejecting credit applications based on the assessment and established credit policies. Industry Research: Conducting research on industry trends, market conditions, and competitors to understand the borrower's operating environment. Credit Monitoring: Continuously monitoring the creditworthiness of existing borrowers, identifying potential risks, and taking proactive measures to mitigate them. Data Analysis: Analyzing data to identify trends, patterns, and potential credit risks, and using this information to inform credit decisions. Reporting: Preparing reports on credit analysis findings, recommendations, and risk assessments for stakeholders. Staying Up-to-Date with Industry Developments: Staying current with industry developments, regulatory changes, and best practices in credit analysis to maintain expertise and ensure effective credit risk management. Anti Money Laundering Business Development & Planning
Loan Documentation: Preparing and managing loan agreements, security documents, and other relevant paperwork. Collections and Recovery: Managing the collection and recovery process for overdue or defaulted loans, including communicating with borrowers and taking enforcement action when necessary. Reporting and Analysis: Providing regular reporting and analysis on credit performance. Policy Development and Maintenance: Developing, reviewing, and updating credit policies and procedures to ensure they remain effective and aligned with the company's risk tolerance and regulatory requirements. Compliance: Ensuring that credit administration activities comply with relevant laws, regulations, and industry standards.