Jhansi, Uttar Pradesh, India
Operations Officer | Centrum Housing Finance Ltd | [Nov 2024 ] – [ Present ] I manage the end-to-end operational lifecycle for Home Loans and Loan Against Property (LAP), ensuring a seamless transition from file login to final disbursement. My focus is on maintaining high standards of data integrity and regulatory compliance while optimizing the Turnaround Time (TAT) for our customers. Key Responsibilities: 1. End-to-End File Management: Overseeing the entire process from initial documentation and KYC verification to the final execution of loan agreements. 2. Technical & Legal Coordination: Collaborating with legal and technical vendors to ensure accurate property valuations and clear title search reports. 3. Disbursement Oversight: Managing the preparation of Disbursement Memos and ensuring all Pre-Disbursement Conditions (PDC) are met. 4. Compliance & Audit: Ensuring 100% adherence to NHB/RBI guidelines and internal credit policies to minimize operational risk. 5. Stakeholder Management: Acting as a bridge between Sales, Credit, and Technical teams to resolve bottlenecks and improve the "Pull-Through" rate
Managing end-to-end operations for Home Loans and Loan Against Property (LAP) at Centrum Housing Finance. Expert in document verification, technical coordination, and ensuring timely loan disbursements while maintaining 100% compliance with industry standards. Key Responsibilities: 1) Compliance & Audit: 2) End-to-End File Management: 3) Technical & Legal Coordination: 4) Disbursement Oversight: 5) Stakeholder Management: